
About Us

Our story
The Team Behind Coastal Lending Hub
At Coastal Lending Hub, we’re all about making the lending process feel simple, personal and stress-free. Whether you’re buying your first home, growing your business, expanding an investment portfolio or simply looking for something better, we’re here to help you move confidently toward your financial goals.
Our team combines years of lending know how with a down to earth, people focused approach. We believe great results start with understanding your story and building solutions that genuinely fit your lifestyle.
We support homeowners and investors across Australia. From straightforward loans to more complex scenarios, especially for self-employed clients, we implement tailored strategies that are designed to make the most of every opportunity.
At Coastal Lending Hub, consider us your local guides in the lending world, here to help you navigate the journey with clarity, confidence and a little coastal calm.
Our values
Guided by Integrity, Driven by Care
At Coastal Lending Hub, we operate with integrity and transparency, putting our clients first in every decision. We focus on finding the best solutions for your lifestyle, ensuring efficient turnaround times and delivering a seamless, stress-free lending experience.



Meet the team
Meet Luke Hulcombe
MORTGAGE BROKER & DIRECTOR
Luke Hulcombe brings more than 20 years’ experience of Banking and Mortgage Broking industry knowledge to Coastal Lending Hub.
Known for his calm approach, clear communication and commitment to great outcomes, Luke has consistently been recognised as a high performer throughout his career. He strives for all clients to feel supported, informed, and confident from the first conversation to settlement. As a long-term local, Luke enjoys the Sunshine Coast lifestyle with his wife and 3 kids. Much of his spare time is spent chasing his kids around their various sporting activities!
M: 0437 534 227

Meet the team
Meet Lydia Watson
MORTGAGE BROKER & DIRECTOR
Lydia Watson has spent over 16 years in Banking, Insurance and Mortgage Broking, supporting homeowners Australia wide with her wealth of industry knowledge.
Lydia is passionate about guiding clients through the entire loan process, with clear communication, relative solutions and helping them feel confident in their financial decisions. Problem solving the most complex of situations comes naturally to Lydia, who also juggles business ownership with motherhood, making it easy for Lydia to relate to the constant evolving needs of families and business owners.
M: 0420 544 044
E: lydia@coastallendinghub.com.au

